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Wellcare Simple Essential Value (HMO)

H5779 - 009 - 0
3 out of 5 stars (3 / 5)

wellcare medicare provider logo

Wellcare Simple Essential Value (HMO) is a Medicare Advantage Plan by Wellcare.

This page features plan details for 2025 Wellcare Simple Essential Value (HMO) H5779 – 009 – 0 available in Select Counties in Illinois.

Locations

Wellcare Simple Essential Value (HMO) is offered in the following locations.

Adams County, Illinois
Bond County, Illinois
Boone County, Illinois

Click to see more locations

Plan Overview

Wellcare Simple Essential Value (HMO) offers the following coverage and cost-sharing.

Insurer:Wellcare
Health Plan Deductible:$0
MOOP:$2,900 In-network
Drugs Covered:Yes

Ready to sign up for Wellcare Simple Essential Value (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Wellcare Simple Essential Value (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Wellcare Simple Essential Value (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $420.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $420.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Wellcare Simple Essential Value (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Endodontics
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Periodontics
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Prosthodontics, fixed
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Prosthodontics, removable
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Restorative Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Fluoride Treatment
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Other Diagnostic Dental Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Other Preventive Dental Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay (Authorization Required)

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • $0-280 copay (Authorization Required)
  • Outpatient x-rays
    • $55 copay (Authorization Required)
  • Diagnostic tests and procedures
    • $0-100 copay (Authorization Required)
  • Lab services
    • $0-50 copay (Authorization Required)

Doctor visits

  • Specialist
    • $25 copay per visit (Authorization Required)
  • Primary
    • $0 copay

Emergency care/Urgent care

  • Emergency
    • $140 copay per visit (always covered)
  • Urgent care
    • $0 copay

Foot care (podiatry services)

  • Foot exams and treatment
    • $25 copay (Authorization Required)
  • Routine foot care
    • Not covered

Ground ambulance

    • $300 copay

Health plan deductible

    • $0

Hearing

  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • $25 copay (Authorization Required)
  • Fitting/evaluation
    • $0 copay (Limits Apply, Authorization Required)
  • Hearing aids
    • $0 copay (Limits Apply, Authorization Required)

Inpatient hospital coverage

    • $325 per day for days 1 through 8
      $0 per day for days 9 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $2,900 In-network

Medical equipment/supplies

  • Diabetes supplies
    • $0 copay per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • $275 per day for days 1 through 8
      $0 per day for days 9 through 90 (Authorization Required)
  • Outpatient individual therapy visit
    • $40 copay (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • $40 copay (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • $40 copay (Authorization Required)
  • Outpatient group therapy visit
    • $40 copay (Authorization Required)

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $0-280 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $30 copay (Authorization Required)
  • Occupational therapy visit
    • $30 copay (Authorization Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 40
      $0 per day for days 41 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Contact lenses
    • $0 copay (Limits Apply, Authorization Required)
  • Eyeglass frames
    • $0 copay (Limits Apply, Authorization Required)
  • Routine eye exam
    • $0 copay (Limits Apply, Authorization Required)
  • Eyeglass lenses
    • $0 copay (Limits Apply, Authorization Required)
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply, Authorization Required)
  • Other
    • Not covered
  • Upgrades
    • $0 copay (Limits Apply, Authorization Required)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Wellcare Simple Essential Value (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Wellcare Simple Essential Value (HMO)? See 2025 Wellcare Simple Essential Value (HMO) at MedicareAdvantageRX.com.

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Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint

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