True Blue Rx Essentials (HMO)

H1350 - 026 - 0
3.5 out of 5 stars (3.5 / 5)

True Blue Rx Essentials (HMO) is a Medicare Advantage Plan by Blue Cross of Idaho.

This page features plan details for 2025 True Blue Rx Essentials (HMO) H1350 – 026 – 0 available in Select Counties in Idaho.

Locations

True Blue Rx Essentials (HMO) is offered in the following locations.

Plan Overview

True Blue Rx Essentials (HMO) offers the following coverage and cost-sharing.

Insurer:Blue Cross of Idaho
Health Plan Deductible:$0
MOOP:$6,000 In-network
Drugs Covered:Yes

Ready to sign up for True Blue Rx Essentials (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

True Blue Rx Essentials (HMO) qualifies for a monthly Medicare Give Back Benefit of $17.00.

Premium Reduction:$17.00

Premium Breakdown

True Blue Rx Essentials (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $17.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

True Blue Rx Essentials (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $275.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $275.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

True Blue Rx Essentials (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – – Copay
  • Fluoride Treatment
    • In-Network: No Coins – – Copay
  • Oral Exams
    • In-Network: No Coins – – Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – – Copay

Diagnostic procedures/lab services/imaging

  • Lab services
    • $20 copay (Authorization Required)
  • Outpatient x-rays
    • $25 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • $0-250 copay (Authorization Required)
  • Diagnostic tests and procedures
    • $0-30 copay or 0-20% coinsurance (Authorization Required)

Doctor visits

  • Primary
    • $0-10 copay per visit
  • Specialist
    • $0-50 copay per visit

Emergency care/Urgent care

  • Emergency
    • $100 copay per visit (always covered)
  • Urgent care
    • $40 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $50 copay
  • Routine foot care
    • Not covered

Ground ambulance

    • $265 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • Not covered
  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • $50 copay
  • Hearing aids – outer ear
    • Not covered
  • Hearing aids – inner ear
    • Not covered
  • Hearing aids – over the ear
    • Not covered

Inpatient hospital coverage

    • $325 per day for days 1 through 4
      $0 per day for days 5 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $6,000 In-network

Medical equipment/supplies

  • Diabetes supplies
    • $0 copay per item
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 0-20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 0-20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)
  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • $325 per day for days 1 through 4
      $0 per day for days 5 through 90 (Authorization Required)
  • Outpatient individual therapy visit
    • $40 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $40 copay
  • Outpatient group therapy visit
    • $40 copay
  • Outpatient group therapy visit with a psychiatrist
    • $40 copay

Optional supplemental benefits

    • Yes

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $0-375 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $0-30 copay
  • Occupational therapy visit
    • $30 copay

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $203 per day for days 21 through 55
      $0 per day for days 56 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Eyeglass lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • Not covered
  • Routine eye exam
    • Not covered
  • Upgrades
    • Not covered
  • Contact lenses
    • Not covered
  • Eyeglass frames
    • Not covered
  • Other
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Dental, Vision, Hearing Buy Up

Comprehensive Dental

  • Restorative Services, Endodontics, Periodontics, Prosthodontics, removable, Prosthodontics, fixed, Oral and Maxillofacial Surgery
    • Monthly Premium: $18.50

Eye Exams

  • Routine Eye Exams
    • Monthly Premium: $18.50

Eyewear

  • Contact Lenses, Eyeglasses (lenses and frames), Upgrades
    • Monthly Premium: $18.50

Hearing Aids

  • Prescription Hearing Aids (all types)
    • Monthly Premium: $18.50

Hearing Exams

  • Routine Hearing Exams, Fitting/Evaluation for Hearing Aid
    • Monthly Premium: $18.50

Ready to sign up for True Blue Rx Essentials (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on True Blue Rx Essentials (HMO)? See 2025 True Blue Rx Essentials (HMO) at MedicareAdvantageRX.com.

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