Saint Alphonsus Health Plan Choice (PPO)

H3828 - 001 - 0
Plan Not Rated

Saint Alphonsus Health Plan Choice (PPO) is a Medicare Advantage Plan by Saint Alphonsus Health Plan.

This page features plan details for 2025 Saint Alphonsus Health Plan Choice (PPO) H3828 – 001 – 0 available in Select Counties in Idaho.

Locations

Saint Alphonsus Health Plan Choice (PPO) is offered in the following locations.

Plan Overview

Saint Alphonsus Health Plan Choice (PPO) offers the following coverage and cost-sharing.

Insurer:Saint Alphonsus Health Plan
Health Plan Deductible:$0
MOOP:$6,100 In and Out-of-network
$6,100 In-network
Drugs Covered:Yes

Ready to sign up for Saint Alphonsus Health Plan Choice (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Saint Alphonsus Health Plan Choice (PPO) qualifies for a monthly Medicare Give Back Benefit of $14.80.

Premium Reduction:$14.80

Premium Breakdown

Saint Alphonsus Health Plan Choice (PPO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $14.80 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Saint Alphonsus Health Plan Choice (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $150.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $150.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Saint Alphonsus Health Plan Choice (PPO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Endodontics
    • In-Network: 70 Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: 50 Coins – No Co pay
  • Periodontics
    • In-Network: 70 Coins – No Co pay
  • Restorative Services
    • In-Network: 50 Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Fluoride Treatment
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Other Diagnostic Dental Services
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Other Preventive Dental Services
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – – Copay
    • Out-of-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Outpatient x-rays
    • Out-of-Network: 30% coinsurance
  • Diagnostic radiology services (e.g., MRI)
    • Out-of-Network: 30% coinsurance
  • Diagnostic tests and procedures
    • In-Network: $30 copay (Authorization Required)
  • Lab services
    • In-Network: $5 copay (Authorization Required)
    • Out-of-Network: $15 copay (Authorization Required)
  • Outpatient x-rays
    • In-Network: $20 copay
  • Diagnostic radiology services (e.g., MRI)
    • In-Network: $150 copay
  • Diagnostic tests and procedures
    • Out-of-Network: 30% coinsurance (Authorization Required)

Doctor visits

  • Primary
    • Out-of-Network: $30 copay per visit
  • Specialist
    • In-Network: $35 copay per visit
    • Out-of-Network: $60 copay per visit
  • Primary
    • In-Network: $0 copay

Emergency care/Urgent care

  • Urgent care
    • $35 copay per visit (always covered)
  • Emergency
    • $110 copay per visit (always covered)

Foot care (podiatry services)

  • Routine foot care
    • Not covered
  • Foot exams and treatment
    • Out-of-Network: $60 copay
    • In-Network: $35 copay

Ground ambulance

    • Out-of-Network: $250 copay
    • In-Network: $250 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • Out-of-Network: $60 copay
  • Hearing aids
    • In-Network: $599-899 copay (Limits Apply)
  • Medicare-Covered Hearing Exam
    • Out-of-Network: $60 copay
  • Fitting/evaluation
    • In-Network: $0 copay
  • Hearing aids
    • Out-of-Network: $599-899 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • In-Network: $35 copay

Inpatient hospital coverage

    • In-Network: $300 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)
    • Out-of-Network: 30% per stay (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $6,100 In and Out-of-network
      $6,100 In-network

Medical equipment/supplies

  • Diabetes supplies
    • In-Network: $0 copay per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • Out-of-Network: 30% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • Out-of-Network: 30% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • Out-of-Network: 30% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • In-Network: 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • In-Network: 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • Out-of-Network: 0-30% coinsurance (Authorization Required)
  • Other Part B drugs
    • Out-of-Network: 0-30% coinsurance (Authorization Required)
  • Chemotherapy
    • In-Network: 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • In-Network: 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit
    • In-Network: $35 copay
  • Outpatient group therapy visit with a psychiatrist
    • In-Network: $35 copay
  • Outpatient individual therapy visit
    • Out-of-Network: $60 copay
  • Outpatient individual therapy visit with a psychiatrist
    • Out-of-Network: $60 copay
  • Inpatient hospital – psychiatric
    • In-Network: $300 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)
    • Out-of-Network: 30% per stay (Authorization Required)
  • Outpatient group therapy visit
    • Out-of-Network: $60 copay
  • Outpatient individual therapy visit
    • In-Network: $35 copay
  • Outpatient group therapy visit with a psychiatrist
    • Out-of-Network: $60 copay
  • Outpatient individual therapy visit with a psychiatrist
    • In-Network: $35 copay

Optional supplemental benefits

    • Yes

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • Out-of-Network: 30% coinsurance per visit
    • In-Network: $5-275 copay per visit

Preventive care

    • In-Network: $0 copay
    • Out-of-Network: $0 copay

Rehabilitation services

  • Occupational therapy visit
    • In-Network: $35 copay
    • Out-of-Network: $60 copay
  • Physical therapy and speech and language therapy visit
    • Out-of-Network: $60 copay
    • In-Network: $35 copay

Skilled Nursing Facility

    • Out-of-Network: 30% per stay
    • In-Network: $0 per day for days 1 through 20
      $214 per day for days 21 through 55
      $0 per day for days 56 through 100

Transportation

    • Not covered

Vision

  • Contact lenses
    • Out-of-Network: $0 copay (Limits Apply)
  • Eyeglass frames
    • Out-of-Network: $0 copay (Limits Apply)
  • Eyeglasses (frames and lenses)
    • In-Network: $0 copay (Limits Apply)
  • Other
    • Not covered
  • Routine eye exam
    • Out-of-Network: $50 copay (Limits Apply)
  • Upgrades
    • Not covered
  • Contact lenses
    • In-Network: $0 copay (Limits Apply)
  • Eyeglass lenses
    • In-Network: $0 copay (Limits Apply)
  • Eyeglass frames
    • In-Network: $0 copay (Limits Apply)
  • Eyeglass lenses
    • Out-of-Network: $0 copay (Limits Apply)
  • Eyeglasses (frames and lenses)
    • Out-of-Network: $0 copay (Limits Apply)
  • Routine eye exam
    • In-Network: $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Dental Silver

Comprehensive Dental

  • Restorative Services, Endodontics, Periodontics, Oral and Maxillofacial Surgery, Adjunctive General Services
    • Monthly Premium: $20.00
    • Max Coverage: $500.00
    • Coverage Periodicity: Every year

Diagnostic and Preventive Dental

  • Other Diagnostic Dental Services, Other Preventive Dental Services
    • Monthly Premium: $20.00
    • Max Coverage: $500.00
    • Coverage Periodicity: Every year

Ready to sign up for Saint Alphonsus Health Plan Choice (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Saint Alphonsus Health Plan Choice (PPO)? See 2025 Saint Alphonsus Health Plan Choice (PPO) at MedicareAdvantageRX.com.

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