Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO)

H6910 - 004 - 0
3.5 out of 5 stars (3.5 / 5)

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) is a Medicare Advantage Plan by Saint Alphonsus Health Plan.

This page features plan details for 2024 Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) H6910 – 004 – 0 available in Select Counties in Idaho.

IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:

Locations

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) is offered in the following locations.

Plan Overview

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) offers the following coverage and cost-sharing.

Insurer:Saint Alphonsus Health Plan
Health Plan Deductible:$0.00
MOOP:$3,900 In-network
Drugs Covered:No

Ready to sign up for Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) qualifies for a monthly Medicare Give Back Benefit of $100.00.

Premium Reduction:$100.00

Premium Breakdown

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $100.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$3,900 In-network

Optional supplemental benefits

Yes

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

$0-225 copay per visit (Authorization is not required.) (Referral is not required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$25 copay per visit (Authorization is not required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$30 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$10 copay (Authorization is required.) (Referral is not required.)
Lab services$0 copay (Authorization is required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)$100 copay (Authorization is not required.) (Referral is not required.)
Outpatient x-rays$10 copay (Authorization is not required.) (Referral is not required.)

Hearing

Hearing exam$25 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
Hearing aids$399-699 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Restorative services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Endodontics70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Periodontics70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Extractions50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$20 copay (Authorization is not required.) (Referral is not required.)
Physical therapy and speech and language therapy visit$20 copay (Authorization is not required.) (Referral is not required.)

Ground ambulance

$225 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

Foot exams and treatment$25 copay (Authorization is not required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies$0 copay per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$250 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$250 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist$20 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist$20 copay (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit$20 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit$20 copay (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$203 per day for days 21 through 56
$0 per day for days 57 through 100 (Authorization is not required.) (Referral is not required.)

Package #1

Monthly Premium$21.00
Deductiblenan

Package #2

Monthly Premium$41.00
Deductiblenan

Optional Benefits

Package #1

Comprehensive dental:Monthly Premium:$21.00
Comprehensive dental:Deductible:N/A

Package #2

Comprehensive dental:Monthly Premium:$41.00
Comprehensive dental:Deductible:N/A

Ready to sign up for Saint Alphonsus Health Plan Cash Back No Premium 2 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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