MediGold Cash Back No Premium MA Only (HMO)

H9827 - 003 - 0
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MediGold Cash Back No Premium MA Only (HMO) is a Medicare Advantage Plan by MediGold.

This page features plan details for 2024 MediGold Cash Back No Premium MA Only (HMO) H9827 – 003 – 0 available in Select Counties in New York.

IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:

Locations

MediGold Cash Back No Premium MA Only (HMO) is offered in the following locations.

Plan Overview

MediGold Cash Back No Premium MA Only (HMO) offers the following coverage and cost-sharing.

Insurer:MediGold
Health Plan Deductible:$0.00
MOOP:$4,800.00
Drugs Covered:No

Ready to sign up for MediGold Cash Back No Premium MA Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

MediGold Cash Back No Premium MA Only (HMO) qualifies for a monthly Medicare Give Back Benefit of $60.00.

Premium Reduction:$60.00

Premium Breakdown

MediGold Cash Back No Premium MA Only (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$174.70 $0.00 $60.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

MediGold Cash Back No Premium MA Only (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$4,800 In-network

Optional supplemental benefits

Yes

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

$0-200 copay per visit (Authorization is not required.) (Referral is not required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$25 copay per visit (Authorization is not required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$90 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$25 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$25 copay (Authorization is required.) (Referral is not required.)
Lab services$0 copay (Authorization is required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)$125 copay (Authorization is not required.) (Referral is not required.)
Outpatient x-rays$0 copay (Authorization is not required.) (Referral is not required.)

Hearing

Hearing exam$25 copay (Authorization is not required.) (Referral is not required.)
Fitting/evaluation$0 copay (There are no limits.) (Authorization is not required.) (Referral is not required.)
Hearing aids$399-699 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Restorative services50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Endodontics70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Periodontics70% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Extractions50% coinsurance (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass frames$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
Physical therapy and speech and language therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Ground ambulance

$150 copay (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

Foot exams and treatment$25 copay (Authorization is not required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies$0 copay per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs$35 copay (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$250 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$250 per day for days 1 through 5
$0 per day for days 6 through 90 (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit$25 copay (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit$25 copay (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$203 per day for days 21 through 56
$0 per day for days 57 through 100 (Authorization is not required.) (Referral is not required.)

Package #1

Monthly Premium$17.80
Deductiblenan

Package #2

Monthly Premium$44.00
Deductiblenan

Optional Benefits

Package #1

Comprehensive dental:Monthly Premium:$19.00
Comprehensive dental:Deductible:N/A

Package #2

Comprehensive dental:Monthly Premium:$44.00
Comprehensive dental:Deductible:N/A

Ready to sign up for MediGold Cash Back No Premium MA Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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