Medica Prime Solution Thrift w/Rx (Cost)

H2450 - 007 - 0
4 out of 5 stars (4 / 5)

medica medicare provider logo

Medica Prime Solution Thrift w/Rx (Cost) is a Medicare Advantage Plan by Medica.

This page features plan details for 2024 Medica Prime Solution Thrift w/Rx (Cost) H2450 – 007 – 0 available in Select counties in MN, ND, SD WI WY.

IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:

Locations

Medica Prime Solution Thrift w/Rx (Cost) is offered in the following locations.

Plan Overview

Medica Prime Solution Thrift w/Rx (Cost) offers the following coverage and cost-sharing.

Insurer:Medica
Health Plan Deductible:$50 In-network
MOOP:$6,700 In-network
Drugs Covered:Yes

Ready to sign up for Medica Prime Solution Thrift w/Rx (Cost) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Medica Prime Solution Thrift w/Rx (Cost) has a monthly premium of $79.70. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$174.70 $43.00 $36.70 $0.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Medica Prime Solution Thrift w/Rx (Cost) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$545.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Basic Alternative
Additional Gap Coverage:
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$36.70$

Initial Coverage Phase

After you pay your $545.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Basic Alternative benefit type.

Additional Benefits

Medica Prime Solution Thrift w/Rx (Cost) also provides the following benefits.

Health plan deductible

$50 In-network

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$6,700 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network No

Outpatient hospital coverage

20% coinsurance per visit (Authorization is not required.) (Referral is not required.)

Doctor visits

Primary20% coinsurance per visit (Not applicable.) (Not applicable.)
Specialist20% coinsurance per visit (Authorization is not required.) (Referral is not required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$50 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$25 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures20% coinsurance (Authorization is not required.) (Referral is not required.)
Lab services$0 copay (Authorization is not required.) (Referral is not required.)
Diagnostic radiology services (e.g., MRI)20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient x-rays20% coinsurance (Authorization is not required.) (Referral is not required.)

Hearing

Hearing exam20% coinsurance (Authorization is not required.) (Referral is not required.)
Fitting/evaluationNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – inner earNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – outer earNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Hearing aids – over the earNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Preventive dental

Oral examNot covered (There are no limits.) (Not applicable.) (Not applicable.)
CleaningNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Fluoride treatmentNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Dental x-ray(s)Not covered (There are no limits.) (Not applicable.) (Not applicable.)

Comprehensive dental

Non-routine servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Diagnostic servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Restorative servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
EndodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
PeriodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
ExtractionsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Prosthodontics, other oral/maxillofacial surgery, other servicesNot covered (There are no limits.) (Not applicable.) (Not applicable.)

Vision

Routine eye examNot covered (There are no limits.) (Not applicable.) (Not applicable.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglasses (frames and lenses)Not covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)
Physical therapy and speech and language therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)

Ground ambulance

20% coinsurance (Not applicable.) (Not applicable.)

Transportation

Not covered (Not applicable.) (Not applicable.)

Foot care (podiatry services)

Foot exams and treatment20% coinsurance (Authorization is not required.) (Referral is not required.)
Routine foot careNot covered (Not applicable.) (Not applicable.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is not required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is not required.) (Not applicable.)
Diabetes supplies20% coinsurance per item (Authorization is not required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is not required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is not required.) (Not applicable.)
Part B Insulin drugs$35 copay (Authorization is not required.) (Not applicable.)

Inpatient hospital coverage

$300 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is not required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$300 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient group therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)
Outpatient individual therapy visit20% coinsurance (Authorization is not required.) (Referral is not required.)

Skilled Nursing Facility

Coming soon (Authorization is not required.) (Referral is not required.)

Ready to sign up for Medica Prime Solution Thrift w/Rx (Cost) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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