Keystone 65 Select Medical Only (HMO)

H3952 - 050 - 0
4.5 out of 5 stars (4.5 / 5)

independence-blue-cross medicare provider logo

Keystone 65 Select Medical Only (HMO) is a Medicare Advantage Plan by Independence Blue Cross.

This page features plan details for 2025 Keystone 65 Select Medical Only (HMO) H3952 – 050 – 0 available in Chester, Delaware, Montgomery Counties.

Locations

Keystone 65 Select Medical Only (HMO) is offered in the following locations.

Plan Overview

Keystone 65 Select Medical Only (HMO) offers the following coverage and cost-sharing.

Insurer:Independence Blue Cross
Health Plan Deductible:$0
MOOP:$6,000 In-network
Drugs Covered:No

Ready to sign up for Keystone 65 Select Medical Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Keystone 65 Select Medical Only (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$185.00 $3.50 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

Keystone 65 Select Medical Only (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: Yes, contact plan for further details

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay (Limits Apply)
  • Endodontics
    • In-Network: 20 Coins – No Co pay
  • Implant Services
    • In-Network: 40 Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: 20-40 Coins – No Co pay (Limits Apply)
  • Periodontics
    • In-Network: 20 Coins – No Co pay
  • Prosthodontics, fixed
    • In-Network: 40 Coins – No Co pay
  • Prosthodontics, removable
    • In-Network: 40 Coins – No Co pay
  • Restorative Services
    • In-Network: 20 Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay
  • Fluoride Treatment
    • In-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic tests and procedures
    • $0 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)
  • Outpatient x-rays
    • $40 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • $0-200 copay (Authorization Required)

Doctor visits

  • Primary
    • $0 copay
  • Specialist
    • $40 copay per visit

Emergency care/Urgent care

  • Emergency
    • $125 copay per visit (always covered)
  • Urgent care
    • $15-55 copay per visit (always covered)

Foot care (podiatry services)

  • Routine foot care
    • $20 copay (Limits Apply)
  • Foot exams and treatment
    • $20 copay

Ground ambulance

    • $225 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • $0 copay
  • Hearing aids
    • $499-799 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • $40 copay

Inpatient hospital coverage

    • $275 per day for days 1 through 6
      $0 per day for days 7 through 90
      $0 per day for days 91 and beyond (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $6,000 In-network

Medical equipment/supplies

  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • 0-20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)
  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit with a psychiatrist
    • $20 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $30 copay
  • Outpatient individual therapy visit
    • $30 copay (Authorization Required)
  • Outpatient group therapy visit
    • $20 copay (Authorization Required)
  • Inpatient hospital – psychiatric
    • $275 per day for days 1 through 6
      $0 per day for days 7 through 90 (Authorization Required)

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $350 copay per visit (Authorization Required)

Preventive care

    • $0 copay (Authorization Required)

Rehabilitation services

  • Occupational therapy visit
    • $20 copay
  • Physical therapy and speech and language therapy visit
    • $20 copay

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Eyeglass frames
    • Not covered
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Other
    • Not covered
  • Contact lenses
    • $0 copay (Limits Apply)
  • Routine eye exam
    • $0 copay (Limits Apply)
  • Upgrades
    • Not covered
  • Eyeglass lenses
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Keystone 65 Select Medical Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Keystone 65 Select Medical Only (HMO)? See 2025 Keystone 65 Select Medical Only (HMO) at MedicareAdvantageRX.com.

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