Keystone 65 Liberty Medical Only (HMO)

H3952 - 059 - 0
4.5 out of 5 stars (4.5 / 5)

independence-blue-cross medicare provider logo

Keystone 65 Liberty Medical Only (HMO) is a Medicare Advantage Plan by Independence Blue Cross.

This page features plan details for 2025 Keystone 65 Liberty Medical Only (HMO) H3952 – 059 – 0 available in Philadelphia, Bucks, Chester, Delaware, Montgomery.

Locations

Keystone 65 Liberty Medical Only (HMO) is offered in the following locations.

Plan Overview

Keystone 65 Liberty Medical Only (HMO) offers the following coverage and cost-sharing.

Insurer:Independence Blue Cross
Health Plan Deductible:$0
MOOP:$9,350 In-network
Drugs Covered:No

Ready to sign up for Keystone 65 Liberty Medical Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Keystone 65 Liberty Medical Only (HMO) qualifies for a monthly Medicare Give Back Benefit of $90.00.

Premium Reduction:$90.00

Premium Breakdown

Keystone 65 Liberty Medical Only (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$185.00 $0.00 $90.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

Keystone 65 Liberty Medical Only (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: Yes, contact plan for further details

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay (Limits Apply)
  • Endodontics
    • In-Network: 20 Coins – No Co pay
  • Implant Services
    • In-Network: 40 Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: 20-40 Coins – No Co pay (Limits Apply)
  • Periodontics
    • In-Network: 20 Coins – No Co pay
  • Prosthodontics, fixed
    • In-Network: 40 Coins – No Co pay
  • Prosthodontics, removable
    • In-Network: 40 Coins – No Co pay
  • Restorative Services
    • In-Network: 20 Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay
  • Fluoride Treatment
    • In-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • $0-275 copay (Authorization Required)
  • Diagnostic tests and procedures
    • $0 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)
  • Outpatient x-rays
    • $45 copay (Authorization Required)

Doctor visits

  • Primary
    • $0 copay
  • Specialist
    • $40 copay per visit

Emergency care/Urgent care

  • Urgent care
    • $15-45 copay per visit (always covered)
  • Emergency
    • $110 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $25 copay
  • Routine foot care
    • $25 copay (Limits Apply)

Ground ambulance

    • $260 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • $0 copay
  • Medicare-Covered Hearing Exam
    • $40 copay
  • Hearing aids OTC
    • Not covered
  • Hearing aids
    • $699-999 copay (Limits Apply)

Inpatient hospital coverage

    • $285 per day for days 1 through 7
      $0 per day for days 8 through 90
      $0 per day for days 91 and beyond (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $9,350 In-network

Medical equipment/supplies

  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • 0-20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • $285 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • $20 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $30 copay
  • Outpatient group therapy visit
    • $20 copay (Authorization Required)
  • Outpatient individual therapy visit
    • $30 copay (Authorization Required)

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • 20% coinsurance per visit (Authorization Required)

Preventive care

    • $0 copay (Authorization Required)

Rehabilitation services

  • Occupational therapy visit
    • $35 copay
  • Physical therapy and speech and language therapy visit
    • $35 copay

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Upgrades
    • Not covered
  • Eyeglass frames
    • Not covered
  • Eyeglass lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Other
    • Not covered
  • Contact lenses
    • $0 copay (Limits Apply)
  • Routine eye exam
    • $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Keystone 65 Liberty Medical Only (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Keystone 65 Liberty Medical Only (HMO)? See 2025 Keystone 65 Liberty Medical Only (HMO) at MedicareAdvantageRX.com.

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