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Humana Gold Plus H1951-047 (HMO)

H1951 - 047 - 2
4 out of 5 stars (4 / 5)

humana medicare provider logo

Humana Gold Plus H1951-047 (HMO) is a Medicare Advantage Plan by Humana.

This page features plan details for 2025 Humana Gold Plus H1951-047 (HMO) H1951 – 047 – 2 available in New Orleans Area.

Locations

Humana Gold Plus H1951-047 (HMO) is offered in the following locations.

Assumption County, Louisiana
Lafourche County, Louisiana
Louisiana

Click to see more locations

Plan Overview

Humana Gold Plus H1951-047 (HMO) offers the following coverage and cost-sharing.

Insurer:Humana
Health Plan Deductible:$0
MOOP:$6,750 In-network
Drugs Covered:Yes

Ready to sign up for Humana Gold Plus H1951-047 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Humana Gold Plus H1951-047 (HMO) qualifies for a monthly Medicare Give Back Benefit of $3.00.

Premium Reduction:$3.00

Premium Breakdown

Humana Gold Plus H1951-047 (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $3.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Humana Gold Plus H1951-047 (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $350.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $350.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Humana Gold Plus H1951-047 (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Endodontics
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Periodontics
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Prosthodontics, fixed
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Prosthodontics, removable
    • In-Network: No Coins – 0.00 Copay (Authorization Required)
  • Restorative Services
    • In-Network: No Coins – 0.00 Copay (Authorization Required)

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay
  • Other Diagnostic Dental Services
    • In-Network: No Coins – 0.00 Copay
  • Other Preventive Dental Services
    • In-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic tests and procedures
    • $0-55 copay (Authorization Required)
    • $0-65 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • $0-250 copay (Authorization Required)
    • $0-325 copay (Authorization Required)
  • Outpatient x-rays
    • $0-130 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)

Doctor visits

  • Specialist
    • $25 copay per visit
    • $35 copay per visit
  • Primary
    • $0 copay

Emergency care/Urgent care

  • Emergency
    • $140 copay per visit (always covered)
  • Urgent care
    • $55 copay per visit (always covered)
    • $65 copay per visit (always covered)
  • Emergency
    • $125 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $25 copay (Authorization Required)
    • $35 copay (Authorization Required)
  • Routine foot care
    • Not covered

Ground ambulance

    • $315 copay

Health plan deductible

    • $0

Hearing

  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • $25 copay (Authorization Required)
    • $35 copay (Authorization Required)
  • Fitting/evaluation
    • $0 copay (Authorization Required)
  • Hearing aids
    • $399-699 copay (Limits Apply)
    • $399-999 copay (Limits Apply)

Inpatient hospital coverage

    • $135 per day for days 1 through 13
      $0 per day for days 14 through 90
      $0 per day for days 91 and beyond (Authorization Required)
    • $85 per day for days 1 through 10
      $0 per day for days 11 through 90
      $0 per day for days 91 and beyond (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $6,750 In-network
    • $3,700 In-network

Medical equipment/supplies

  • Diabetes supplies
    • $0 copay or 10-20% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • $176 per day for days 1 through 13
      $0 per day for days 14 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • $25 copay (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • $30 copay (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • $25 copay (Authorization Required)
  • Inpatient hospital – psychiatric
    • $85 per day for days 1 through 10
      $0 per day for days 11 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • $30 copay (Authorization Required)
  • Outpatient individual therapy visit
    • $30 copay (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • $25 copay (Authorization Required)
  • Outpatient individual therapy visit
    • $25 copay (Authorization Required)
  • Outpatient individual therapy visit with a psychiatrist
    • $30 copay (Authorization Required)

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $0-200 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $20 copay (Authorization Required)
    • $25 copay (Authorization Required)
  • Occupational therapy visit
    • $20 copay (Authorization Required)
    • $25 copay (Authorization Required)

Skilled Nursing Facility

    • $10 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)
    • $20 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Eyeglass lenses
    • Not covered
  • Contact lenses
    • $0 copay (Limits Apply, Authorization Required)
  • Other
    • Not covered
  • Routine eye exam
    • $0 copay (Limits Apply, Authorization Required)
  • Upgrades
    • Not covered
  • Eyeglass frames
    • Not covered
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply, Authorization Required)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Humana Gold Plus H1951-047 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Humana Gold Plus H1951-047 (HMO)? See 2025 Humana Gold Plus H1951-047 (HMO) at MedicareAdvantageRX.com.

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Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint

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