Humana Gold Plus H1036-265 (HMO)

H1036 - 265 - 1
5 out of 5 stars (5 / 5)

humana medicare provider logo

Humana Gold Plus H1036-265 (HMO) is a Medicare Advantage Plan by Humana.

This page features plan details for 2024 Humana Gold Plus H1036-265 (HMO) H1036 – 265 – 1 available in Counties: HER, HIL, PAS, PIN.

IMPORTANT: This page features the 2024 version of this plan. See the 2025 version using the link below:

Locations

Humana Gold Plus H1036-265 (HMO) is offered in the following locations.

Plan Overview

Humana Gold Plus H1036-265 (HMO) offers the following coverage and cost-sharing.

Insurer:Humana
Health Plan Deductible:$0.00
MOOP:$2,400 In-network
Drugs Covered:Yes

Ready to sign up for Humana Gold Plus H1036-265 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Humana Gold Plus H1036-265 (HMO) qualifies for a monthly Medicare Give Back Benefit of $164.90.

Premium Reduction:$164.90

Premium Breakdown

Humana Gold Plus H1036-265 (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$174.70 $0.00 $0.00 $164.90 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Humana Gold Plus H1036-265 (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$0.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Enhanced Alternative
Additional Gap Coverage:Yes
Formulary Link: Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$

Initial Coverage Phase

After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

Gap Coverage Phase

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Humana Gold Plus H1036-265 (HMO) also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$2,400 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network Yes, contact plan for further details

Outpatient hospital coverage

$0-175 copay per visit (Authorization is required.) (Referral is required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$10 copay per visit (Authorization is required.) (Referral is required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$120 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$15 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$0-110 copay (Authorization is required.) (Referral is required.)
Lab services$0-15 copay (Authorization is required.) (Referral is required.)
Diagnostic radiology services (e.g., MRI)$0-175 copay (Authorization is required.) (Referral is required.)
Outpatient x-rays$0-100 copay (Authorization is required.) (Referral is required.)

Hearing

Hearing exam$10 copay (Authorization is required.) (Referral is required.)
Fitting/evaluation$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Hearing aids$199-1,299 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Restorative services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
EndodonticsNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Periodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Extractions$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$15-30 copay (Authorization is required.) (Referral is required.)
Physical therapy and speech and language therapy visit$15-30 copay (Authorization is required.) (Referral is required.)

Ground ambulance

$200 copay (Not applicable.) (Not applicable.)

Transportation

$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Foot care (podiatry services)

Foot exams and treatment$10 copay (Authorization is required.) (Referral is not required.)
Routine foot care$10 copay (There are no limits.) (Authorization is required.) (Referral is not required.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies$0 copay or 20% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$125 per day for days 1 through 4
$0 per day for days 5 through 90
$0 per day for days 90 and beyond (Authorization is required.) (Referral is not required.)

Mental health services

Inpatient hospital – psychiatric$125 per day for days 1 through 4
$0 per day for days 5 through 90 (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit with a psychiatrist$10 copay (Authorization is required.) (Referral is required.)
Outpatient individual therapy visit with a psychiatrist$10 copay (Authorization is required.) (Referral is required.)
Outpatient group therapy visit$10 copay (Authorization is required.) (Referral is required.)
Outpatient individual therapy visit$10 copay (Authorization is required.) (Referral is required.)

Skilled Nursing Facility

$0 per day for days 1 through 20
$150 per day for days 21 through 100 (Authorization is required.) (Referral is not required.)

Ready to sign up for Humana Gold Plus H1036-265 (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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