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Humana Gold Choice H8145-004 (PFFS)

H8145 - 004 - 0
4 out of 5 stars (4 / 5)

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Humana Gold Choice H8145-004 (PFFS) is a Medicare Advantage Plan by Humana.

This page features plan details for 2025 Humana Gold Choice H8145-004 (PFFS) H8145 – 004 – 0 available in North Carolina-Virginia.

Locations

Humana Gold Choice H8145-004 (PFFS) is offered in the following locations.

Alexandria City County, Virginia
Amherst County, Virginia
Anson County, North Carolina

Click to see more locations

Plan Overview

Humana Gold Choice H8145-004 (PFFS) offers the following coverage and cost-sharing.

Insurer:Humana
Health Plan Deductible:$750 Out-of-network
MOOP:$7,550 In and Out-of-network
Drugs Covered:Yes

Ready to sign up for Humana Gold Choice H8145-004 (PFFS) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Humana Gold Choice H8145-004 (PFFS) has a monthly premium of $18.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $18.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Humana Gold Choice H8145-004 (PFFS) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $350.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $350.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Humana Gold Choice H8145-004 (PFFS) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Endodontics
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Periodontics
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Prosthodontics, fixed
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Prosthodontics, removable
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Restorative Services
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Other Diagnostic Dental Services
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Other Preventive Dental Services
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay
    • Out-of-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • In-Network: $0-325 copay
    • Out-of-Network: $0-325 copay
  • Diagnostic tests and procedures
    • In-Network: $0-120 copay
  • Outpatient x-rays
    • In-Network: $0-130 copay
    • Out-of-Network: $0-130 copay
  • Diagnostic tests and procedures
    • Out-of-Network: $0-120 copay
  • Lab services
    • In-Network: $0-45 copay
    • Out-of-Network: $0-45 copay

Doctor visits

  • Primary
    • In-Network: $0 copay
  • Specialist
    • In-Network: $45 copay per visit
  • Primary
    • Out-of-Network: $0 copay
  • Specialist
    • Out-of-Network: $45 copay per visit

Emergency care/Urgent care

  • Urgent care
    • $45 copay per visit (always covered)
  • Emergency
    • $100 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • In-Network: $45 copay
    • Out-of-Network: $45 copay
  • Routine foot care
    • In-Network: $45 copay (Limits Apply)

Ground ambulance

    • In-Network: $300 copay
    • Out-of-Network: $300 copay

Health plan deductible

    • $750 Out-of-network

Hearing

  • Fitting/evaluation
    • In-Network: $0 copay
  • Hearing aids OTC
    • In-Network: $0 copay (Limits Apply)
  • Hearing aids
    • In-Network: $99-399 copay (Limits Apply)
    • Out-of-Network: $99-399 copay (Limits Apply)
  • Medicare-Covered Hearing Exam
    • In-Network: $45 copay
    • Out-of-Network: $45 copay
  • Fitting/evaluation
    • Out-of-Network: $0 copay
  • Hearing aids OTC
    • Out-of-Network: $0 copay (Limits Apply)

Inpatient hospital coverage

    • Out-of-Network: $330 per day for days 1 through 6
      $0 per day for days 7 through 90
    • In-Network: $330 per day for days 1 through 6
      $0 per day for days 7 through 90
      $0 per day for days 91 and beyond

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $7,550 In and Out-of-network

Medical equipment/supplies

  • Prosthetics (e.g., braces, artificial limbs)
    • Out-of-Network: 20% coinsurance per item
  • Diabetes supplies
    • In-Network: $0 copay or 10-20% coinsurance per item
    • Out-of-Network: 10-20% coinsurance per item
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • Out-of-Network: 20% coinsurance per item
    • In-Network: 20% coinsurance per item
  • Prosthetics (e.g., braces, artificial limbs)
    • In-Network: 20% coinsurance per item

Medicare Part B drugs

  • Chemotherapy
    • In-Network: 0-20% coinsurance
    • Out-of-Network: 20% coinsurance
  • Other Part B drugs
    • Out-of-Network: 20% coinsurance
    • In-Network: 0-20% coinsurance

Mental health services

  • Outpatient group therapy visit
    • Out-of-Network: $45 copay
  • Outpatient individual therapy visit
    • In-Network: $45 copay
  • Outpatient individual therapy visit with a psychiatrist
    • Out-of-Network: $45 copay
  • Inpatient hospital – psychiatric
    • Out-of-Network: $345 per day for days 1 through 4
      $0 per day for days 5 through 90
  • Outpatient individual therapy visit with a psychiatrist
    • In-Network: $45 copay
  • Outpatient group therapy visit with a psychiatrist
    • In-Network: $45 copay
    • Out-of-Network: $45 copay
  • Inpatient hospital – psychiatric
    • In-Network: $345 per day for days 1 through 4
      $0 per day for days 5 through 90
  • Outpatient group therapy visit
    • In-Network: $45 copay
  • Outpatient individual therapy visit
    • Out-of-Network: $45 copay

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • In-Network: $0-375 copay per visit
    • Out-of-Network: $0-375 copay per visit

Preventive care

    • In-Network: $0 copay
    • Out-of-Network: $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • In-Network: $15-35 copay
    • Out-of-Network: $15-35 copay
  • Occupational therapy visit
    • In-Network: $15-35 copay
    • Out-of-Network: $15-35 copay

Skilled Nursing Facility

    • Out-of-Network: $0 per day for days 1 through 20
      $184 per day for days 21 through 62
      $0 per day for days 63 through 100
    • In-Network: $0 per day for days 1 through 20
      $184 per day for days 21 through 62
      $0 per day for days 63 through 100

Transportation

    • In-Network: $0 copay (Limits Apply)
    • Out-of-Network: $0 copay (Limits Apply)

Vision

  • Eyeglasses (frames and lenses)
    • In-Network: $0 copay (Limits Apply)
  • Eyeglass frames
    • Not covered
  • Eyeglass lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • Out-of-Network: $0 copay (Limits Apply)
  • Other
    • Not covered
  • Contact lenses
    • Out-of-Network: $0 copay (Limits Apply)
  • Routine eye exam
    • In-Network: $0 copay (Limits Apply)
  • Contact lenses
    • In-Network: $0 copay (Limits Apply)
  • Routine eye exam
    • Out-of-Network: $0 copay (Limits Apply)
  • Upgrades
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Humana Gold Choice H8145-004 (PFFS) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Humana Gold Choice H8145-004 (PFFS)? See 2025 Humana Gold Choice H8145-004 (PFFS) at MedicareAdvantageRX.com.

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