HAP Medicare MedicalAccess (HMO)

H2354 - 019 - 0
4 out of 5 stars (4 / 5)

HAP Medicare MedicalAccess (HMO) is a Medicare Advantage Plan by HAP Senior Plus.

This page features plan details for 2025 HAP Medicare MedicalAccess (HMO) H2354 – 019 – 0 available in Central, Southwest and Southeast Michigan Counties.

Locations

HAP Medicare MedicalAccess (HMO) is offered in the following locations.

Plan Overview

HAP Medicare MedicalAccess (HMO) offers the following coverage and cost-sharing.

Insurer:HAP Senior Plus
Health Plan Deductible:$0
MOOP:$4,500 In-network
Drugs Covered:No

Ready to sign up for HAP Medicare MedicalAccess (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

HAP Medicare MedicalAccess (HMO) qualifies for a monthly Medicare Give Back Benefit of $50.00.

Premium Reduction:$50.00

Premium Breakdown

HAP Medicare MedicalAccess (HMO) has a monthly premium of $0.00. This amount includes your Part C premium but does not include your Part B premium.
Part B Part C Part B Give Back Total
$185.00 $0.00 $50.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.

Additional Benefits

HAP Medicare MedicalAccess (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Endodontics
    • In-Network: No Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – No Co pay (Limits Apply)
  • Periodontics
    • In-Network: No Coins – No Co pay
  • Prosthodontics, fixed
    • In-Network: No Coins – No Co pay (Limits Apply)
  • Restorative Services
    • In-Network: No Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – No Copay
  • Fluoride Treatment
    • In-Network: No Coins – No Copay
  • Oral Exams
    • In-Network: No Coins – No Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – No Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • $0-200 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)
  • Diagnostic tests and procedures
    • $0-150 copay (Authorization Required)
  • Outpatient x-rays
    • $35 copay (Authorization Required)

Doctor visits

  • Primary
    • $0 copay
  • Specialist
    • $35 copay per visit

Emergency care/Urgent care

  • Emergency
    • $125 copay per visit (always covered)
  • Urgent care
    • $0-45 copay per visit (always covered)

Foot care (podiatry services)

  • Routine foot care
    • Not covered
  • Foot exams and treatment
    • $0-35 copay

Ground ambulance

    • $300 copay

Health plan deductible

    • $0

Hearing

  • Medicare-Covered Hearing Exam
    • $0-35 copay
  • Fitting/evaluation
    • $0 copay (Limits Apply)
  • Hearing aids
    • $0-1,575 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered

Inpatient hospital coverage

    • $325 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $4,500 In-network

Medical equipment/supplies

  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • 0-20% coinsurance per item

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • $325 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • $15 copay
  • Outpatient group therapy visit with a psychiatrist
    • $15 copay
  • Outpatient individual therapy visit
    • $15 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $15 copay

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $0-300 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $20 copay (Authorization Required)
  • Occupational therapy visit
    • $20 copay (Authorization Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • $0 copay (Limits Apply)

Vision

  • Contact lenses
    • $0 copay (Limits Apply)
  • Eyeglass frames
    • $0 copay (Limits Apply)
  • Eyeglass lenses
    • $0 copay (Limits Apply)
  • Upgrades
    • Not covered
  • Other
    • Not covered
  • Routine eye exam
    • $0 copay (Limits Apply, Authorization Required)
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for HAP Medicare MedicalAccess (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on HAP Medicare MedicalAccess (HMO)? See 2025 HAP Medicare MedicalAccess (HMO) at MedicareAdvantageRX.com.

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