HAP Medicare Connect (HMO)

H2354 - 015 - 0
4 out of 5 stars (4 / 5)

HAP Medicare Connect (HMO) is a Medicare Advantage Plan by HAP Senior Plus.

This page features plan details for 2025 HAP Medicare Connect (HMO) H2354 – 015 – 0 available in Central, Southwest and Southeast Michigan Counties.

Locations

HAP Medicare Connect (HMO) is offered in the following locations.

Plan Overview

HAP Medicare Connect (HMO) offers the following coverage and cost-sharing.

Insurer:HAP Senior Plus
Health Plan Deductible:$0
MOOP:$5,000 In-network
Drugs Covered:Yes

Ready to sign up for HAP Medicare Connect (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

HAP Medicare Connect (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

HAP Medicare Connect (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $150.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $150.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

HAP Medicare Connect (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Endodontics
    • In-Network: 50 Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: 0-50 Coins – No Co pay (Limits Apply)
  • Periodontics
    • In-Network: No Coins – No Co pay
  • Restorative Services
    • In-Network: 50 Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – No Copay
  • Fluoride Treatment
    • In-Network: No Coins – No Copay
  • Oral Exams
    • In-Network: No Coins – No Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – No Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic tests and procedures
    • $0-150 copay (Authorization Required)
  • Outpatient x-rays
    • $35 copay (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • $0-200 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)

Doctor visits

  • Specialist
    • $45 copay per visit
  • Primary
    • $0 copay

Emergency care/Urgent care

  • Emergency
    • $125 copay per visit (always covered)
  • Urgent care
    • $0-45 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $0-45 copay
  • Routine foot care
    • Not covered

Ground ambulance

    • $300 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • $0 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered
  • Medicare-Covered Hearing Exam
    • $0-45 copay
  • Hearing aids
    • $0-1,575 copay (Limits Apply)

Inpatient hospital coverage

    • $325 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $5,000 In-network

Medical equipment/supplies

  • Diabetes supplies
    • 0-20% coinsurance per item
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit
    • $15 copay
  • Outpatient individual therapy visit
    • $15 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $15 copay
  • Inpatient hospital – psychiatric
    • $325 per day for days 1 through 5
      $0 per day for days 6 through 90 (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • $15 copay

Optional supplemental benefits

    • Yes

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $0-290 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Occupational therapy visit
    • $20 copay (Authorization Required)
  • Physical therapy and speech and language therapy visit
    • $20 copay (Authorization Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Other
    • Not covered
  • Routine eye exam
    • $0 copay (Limits Apply)
  • Upgrades
    • Not covered
  • Eyeglass lenses
    • $0 copay (Limits Apply)
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Contact lenses
    • $0 copay (Limits Apply)
  • Eyeglass frames
    • $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Delta Dental Plan 50

Comprehensive Dental

  • Periodontics, Prosthodontics, removable, Implant Services, Prosthodontics, fixed
    • Monthly Premium: $19.90
    • Max Coverage: $2000.00
    • Coverage Periodicity: Every year

Diagnostic and Preventive Dental

  • Other Diagnostic Dental Services
    • Monthly Premium: $19.90
    • Max Coverage: $2000.00
    • Coverage Periodicity: Every year

Ready to sign up for HAP Medicare Connect (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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