Freedom Platinum Plan Rx (HMO)

H5427 - 088 - 0
4 out of 5 stars (4 / 5)

Freedom Platinum Plan Rx (HMO) is a Medicare Advantage Plan by Freedom Health, Inc..

This page features plan details for 2025 Freedom Platinum Plan Rx (HMO) H5427 – 088 – 0 available in select counties in Florida.

Locations

Freedom Platinum Plan Rx (HMO) is offered in the following locations.

Plan Overview

Freedom Platinum Plan Rx (HMO) offers the following coverage and cost-sharing.

Insurer:Freedom Health, Inc.
Health Plan Deductible:$0
MOOP:$1,500 In-network
Drugs Covered:Yes

Ready to sign up for Freedom Platinum Plan Rx (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Freedom Platinum Plan Rx (HMO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Freedom Platinum Plan Rx (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $0.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Freedom Platinum Plan Rx (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – 0.00 Copay
  • Periodontics
    • In-Network: No Coins – 0.00 Copay
  • Restorative Services
    • In-Network: No Coins – 0.00 Copay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – 0.00 Copay
  • Fluoride Treatment
    • In-Network: No Coins – 0.00 Copay
  • Oral Exams
    • In-Network: No Coins – 0.00 Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – 0.00 Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic tests and procedures
    • $0-100 copay or 20% coinsurance (Authorization Required, Referral Required)
  • Lab services
    • $0-50 copay (Authorization Required, Referral Required)
  • Diagnostic radiology services (e.g., MRI)
    • $25-100 copay (Authorization Required, Referral Required)
  • Outpatient x-rays
    • $0-100 copay (Authorization Required, Referral Required)

Doctor visits

  • Primary
    • $0 copay
  • Specialist
    • $15 copay per visit (Authorization Required, Referral Required)

Emergency care/Urgent care

  • Urgent care
    • $10 copay per visit (always covered)
  • Emergency
    • $120 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $15 copay (Authorization Required, Referral Required)
  • Routine foot care
    • Not covered

Ground ambulance

    • $200 copay

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • $0 copay (Limits Apply)
  • Hearing aids
    • $0 copay (Limits Apply)
  • Medicare-Covered Hearing Exam
    • $0 copay
  • Hearing aids OTC
    • Not covered

Inpatient hospital coverage

    • $85 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required, Referral Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $1,500 In-network

Medical equipment/supplies

  • Diabetes supplies
    • 0-20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit with a psychiatrist
    • $15 copay (Authorization Required, Referral Required)
  • Outpatient individual therapy visit with a psychiatrist
    • $15 copay (Authorization Required, Referral Required)
  • Inpatient hospital – psychiatric
    • $85 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required, Referral Required)
  • Outpatient group therapy visit
    • $15 copay (Authorization Required, Referral Required)
  • Outpatient individual therapy visit
    • $15 copay (Authorization Required, Referral Required)

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $100 copay per visit (Authorization Required, Referral Required)

Preventive care

    • $0 copay (Authorization Required, Referral Required)

Rehabilitation services

  • Occupational therapy visit
    • $15 copay (Authorization Required, Referral Required)
  • Physical therapy and speech and language therapy visit
    • $15 copay (Authorization Required, Referral Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $150 per day for days 21 through 100 (Authorization Required, Referral Required)

Transportation

    • $0 copay (Limits Apply, Authorization Required)

Vision

  • Eyeglass frames
    • Not covered
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Other
    • Not covered
  • Upgrades
    • $30 copay (Limits Apply)
  • Contact lenses
    • $0 copay (Limits Apply)
  • Routine eye exam
    • $0 copay (Limits Apply)
  • Eyeglass lenses
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Freedom Platinum Plan Rx (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

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