Community Blue Medicare HMO Prestige (HMO)

H3957 - 039 - 0
5 out of 5 stars (5 / 5)

Community Blue Medicare HMO Prestige (HMO) is a Medicare Advantage Plan by Highmark Blue Cross Blue Shield or Highmark Blue Shield.

This page features plan details for 2025 Community Blue Medicare HMO Prestige (HMO) H3957 – 039 – 0 available in Western PA.

Locations

Community Blue Medicare HMO Prestige (HMO) is offered in the following locations.

Plan Overview

Community Blue Medicare HMO Prestige (HMO) offers the following coverage and cost-sharing.

Insurer:Highmark Blue Cross Blue Shield or Highmark Blue Shield
Health Plan Deductible:$0
MOOP:$5,500 In-network
Drugs Covered:Yes

Ready to sign up for Community Blue Medicare HMO Prestige (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Community Blue Medicare HMO Prestige (HMO) qualifies for a monthly Medicare Give Back Benefit of $3.00.

Premium Reduction:$3.00

Premium Breakdown

Community Blue Medicare HMO Prestige (HMO) has a monthly premium of $35.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $35.00 $3.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Community Blue Medicare HMO Prestige (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $0.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$35.00$0.00

Initial Coverage Phase

After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Community Blue Medicare HMO Prestige (HMO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – No Co pay
  • Endodontics
    • In-Network: No Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – No Co pay
  • Periodontics
    • In-Network: No Coins – No Co pay
  • Prosthodontics, fixed
    • In-Network: No Coins – No Co pay
  • Prosthodontics, removable
    • In-Network: No Coins – No Co pay
  • Restorative Services
    • In-Network: No Coins – No Co pay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – No Copay
  • Fluoride Treatment
    • In-Network: No Coins – No Copay
  • Oral Exams
    • In-Network: No Coins – No Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – No Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • $95 copay (Authorization Required)
  • Diagnostic tests and procedures
    • $0 copay (Authorization Required)
  • Lab services
    • $0 copay (Authorization Required)
  • Outpatient x-rays
    • $20 copay (Authorization Required)

Doctor visits

  • Primary
    • $0 copay
  • Specialist
    • $0 copay

Emergency care/Urgent care

  • Emergency
    • $125 copay per visit (always covered)
  • Urgent care
    • $20 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • $0 copay
  • Routine foot care
    • $0 copay (Limits Apply)

Ground ambulance

    • $250 copay

Health plan deductible

    • $0

Hearing

  • Medicare-Covered Hearing Exam
    • $0 copay
  • Fitting/evaluation
    • Not covered
  • Hearing aids
    • $499-799 copay (Limits Apply)
  • Hearing aids OTC
    • Not covered

Inpatient hospital coverage

    • $200 per stay (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $5,500 In-network

Medical equipment/supplies

  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • 0-20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient group therapy visit
    • $30 copay
  • Outpatient group therapy visit with a psychiatrist
    • $30 copay
  • Outpatient individual therapy visit with a psychiatrist
    • $30 copay
  • Inpatient hospital – psychiatric
    • $225 per stay (Authorization Required)
  • Outpatient individual therapy visit
    • $30 copay

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • $150 copay per visit (Authorization Required)

Preventive care

    • $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • $10 copay (Authorization Required)
  • Occupational therapy visit
    • $10 copay (Authorization Required)

Skilled Nursing Facility

    • $0 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • $0 copay (Authorization Required)

Vision

  • Eyeglass lenses
    • $0 copay (Limits Apply)
  • Contact lenses
    • $0 copay (Limits Apply)
  • Eyeglasses (frames and lenses)
    • $0 copay (Limits Apply)
  • Other
    • Not covered
  • Eyeglass frames
    • $0 copay (Limits Apply)
  • Routine eye exam
    • $0 copay (Limits Apply)
  • Upgrades
    • $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Community Blue Medicare HMO Prestige (HMO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Community Blue Medicare HMO Prestige (HMO)? See 2025 Community Blue Medicare HMO Prestige (HMO) at MedicareAdvantageRX.com.

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