Go Back

Clear Spring Health Choice Plan (PPO)

H9589 - 003 - 0
Plan Not Rated

Clear Spring Health Choice Plan (PPO) is a Medicare Advantage Plan by Clear Spring Health.

This page features plan details for 2025 Clear Spring Health Choice Plan (PPO) H9589 – 003 – 0 available in Select Georgia Counties.

Locations

Clear Spring Health Choice Plan (PPO) is offered in the following locations.

Baker County, Georgia
Baldwin County, Georgia
Banks County, Georgia

Click to see more locations

Plan Overview

Clear Spring Health Choice Plan (PPO) offers the following coverage and cost-sharing.

Insurer:Clear Spring Health
Health Plan Deductible:$0
MOOP:$9,250 In and Out-of-network
$6,751 In-network
Drugs Covered:Yes

Ready to sign up for Clear Spring Health Choice Plan (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Medicare Part B Give Back Benefit

The Part B Premium Reduction (Medicare Part B Give Back Benefit) lowers the cost of some Medicare Advantage plans. 

Clear Spring Health Choice Plan (PPO) qualifies for a monthly Medicare Give Back Benefit of $5.00.

Premium Reduction:$5.00

Premium Breakdown

Clear Spring Health Choice Plan (PPO) has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $0.00 $0.00 $5.00 $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Clear Spring Health Choice Plan (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $250.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$0.00

Initial Coverage Phase

After you pay your $250.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Clear Spring Health Choice Plan (PPO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Endodontics
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Implant Services
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Maxillofacial Prosthetics
    • Out-of-Network: 45% Coins – No Copay
  • Maxillofacial Prosthetics
    • In-Network: No Coins – No Co pay
  • Oral and Maxillofacial Surgery
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Orthodontics
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Periodontics
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Prosthodontics, fixed
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Prosthodontics, removable
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay
  • Restorative Services
    • In-Network: No Coins – No Co pay
    • Out-of-Network: 45% Coins – No Copay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay
  • Fluoride Treatment
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay
  • Oral Exams
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay
  • Other Diagnostic Dental Services
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay
  • Other Preventive Dental Services
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – No Copay
    • Out-of-Network: 45% Coins – No Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • Out-of-Network: 20% coinsurance (Authorization Required)
  • Lab services
    • In-Network: $0 copay (Authorization Required)
    • Out-of-Network: 45% coinsurance (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • In-Network: $0-100 copay (Authorization Required)
  • Diagnostic tests and procedures
    • Out-of-Network: 20% coinsurance (Authorization Required)
  • Outpatient x-rays
    • In-Network: $0-100 copay (Authorization Required)
    • Out-of-Network: 40% coinsurance (Authorization Required)
  • Diagnostic tests and procedures
    • In-Network: 20% coinsurance (Authorization Required)

Doctor visits

  • Primary
    • In-Network: $0 copay
  • Specialist
    • Out-of-Network: $50 copay per visit
  • Primary
    • Out-of-Network: 45% coinsurance per visit
  • Specialist
    • In-Network: $0-35 copay per visit

Emergency care/Urgent care

  • Urgent care
    • $35 copay per visit (always covered)
  • Emergency
    • $90 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • In-Network: $50 copay
    • Out-of-Network: 45% coinsurance
  • Routine foot care
    • Not covered

Ground ambulance

    • In-Network: $275 copay
    • Out-of-Network: 20% coinsurance

Health plan deductible

    • $0

Hearing

  • Fitting/evaluation
    • Out-of-Network: 45% coinsurance (Limits Apply)
  • Hearing aids OTC
    • Not covered
  • Hearing aids
    • Out-of-Network: 45% coinsurance (Limits Apply)
  • Medicare-Covered Hearing Exam
    • In-Network: $50 copay
  • Fitting/evaluation
    • In-Network: $0 copay (Limits Apply)
  • Hearing aids
    • In-Network: $0 copay (Limits Apply)
  • Medicare-Covered Hearing Exam
    • Out-of-Network: 20% coinsurance

Inpatient hospital coverage

    • Out-of-Network: $395 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)
    • In-Network: $295 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $9,250 In and Out-of-network
      $6,751 In-network

Medical equipment/supplies

  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • In-Network: 20% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • In-Network: 20% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • In-Network: $0 copay (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • Out-of-Network: 40% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • Out-of-Network: 45% coinsurance per item (Authorization Required)
  • Prosthetics (e.g., braces, artificial limbs)
    • Out-of-Network: 45% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Chemotherapy
    • In-Network: 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • In-Network: 0-20% coinsurance (Authorization Required)
  • Chemotherapy
    • Out-of-Network: 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • Out-of-Network: 0-20% coinsurance (Authorization Required)

Mental health services

  • Outpatient individual therapy visit
    • Out-of-Network: 20% coinsurance
  • Inpatient hospital – psychiatric
    • In-Network: $250 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)
    • Out-of-Network: $395 per day for days 1 through 7
      $0 per day for days 8 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • In-Network: $40 copay
    • Out-of-Network: 20% coinsurance
  • Outpatient individual therapy visit
    • In-Network: $40 copay
  • Outpatient individual therapy visit with a psychiatrist
    • In-Network: $40 copay
    • Out-of-Network: 20% coinsurance
  • Outpatient group therapy visit with a psychiatrist
    • In-Network: $40 copay
    • Out-of-Network: 20% coinsurance

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • Out-of-Network: 20% coinsurance per visit (Authorization Required)
    • In-Network: $250 copay per visit (Authorization Required)

Preventive care

    • Out-of-Network: 45% coinsurance
    • In-Network: $0 copay

Rehabilitation services

  • Occupational therapy visit
    • In-Network: $35 copay (Authorization Required)
    • Out-of-Network: 45% coinsurance (Authorization Required)
  • Physical therapy and speech and language therapy visit
    • In-Network: $40 copay (Authorization Required)
    • Out-of-Network: 45% coinsurance (Authorization Required)

Skilled Nursing Facility

    • In-Network: $0 per day for days 1 through 20
      $160 per day for days 21 through 100 (Authorization Required)
    • Out-of-Network: $195 per day for days 1 through 35
      $0 per day for days 36 through 100 (Authorization Required)

Transportation

    • Not covered

Vision

  • Eyeglass lenses
    • Not covered
  • Routine eye exam
    • In-Network: $0 copay (Limits Apply)
    • Out-of-Network: 45% coinsurance (Limits Apply)
  • Contact lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • In-Network: $0 copay (Limits Apply)
    • Out-of-Network: 45% coinsurance (Limits Apply)
  • Upgrades
    • Not covered
  • Eyeglass frames
    • Not covered
  • Other
    • Not covered

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Clear Spring Health Choice Plan (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Clear Spring Health Choice Plan (PPO)? See 2025 Clear Spring Health Choice Plan (PPO) at MedicareAdvantageRX.com.

Table of Contents

Get Help Enrolling

Get help enrolling in a Medicare Advantage or Medicare Prescription Drug Plan by calling a licensed insurance agent today.

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint

SMID: MULTIPLAN_HCIHNDOGMED01PY25_M

Factsonmedicare.com is a free-to-use informational website by Dog Media Solutions LLC. All insurance agents and enrollment platforms linked to this site have their own terms and conditions.

Medicare has neither approved nor endorsed any information on this site.

This is a promotional communication.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

All plan-related information on this site is from CMS.gov and Medicare.gov. We only use data released publicly each year. While our goal is always to provide fact-based, accurate information, information is subject to change, and some data may be inaccurate. Contact a plan for a Summary of Benefits.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

© All rights reserved | About | Contact | Legal and Privacy