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Capital Blue Cross | WellSpan Health AdvantagePlus (PPO)

H3923 - 030 - 0
4.5 out of 5 stars (4.5 / 5)

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) is a Medicare Advantage Plan by Capital Blue Cross.

This page features plan details for 2025 Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) H3923 – 030 – 0 available in 7 County South Central PA.

Locations

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) is offered in the following locations.

Adams County, Pennsylvania
Cumberland County, Pennsylvania
Franklin County, Pennsylvania

Click to see more locations

Plan Overview

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) offers the following coverage and cost-sharing.

Insurer:Capital Blue Cross
Health Plan Deductible:$0
MOOP:$6,300 In and Out-of-network
$6,300 In-network
Drugs Covered:Yes

Ready to sign up for Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Premium Breakdown

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) has a monthly premium of $26.00. This amount includes your Part C and D premiums but does not include your Part B premium. The following is a breakdown of your monthly premium with Part B costs included.
Part B Part C Part D Part B Give Back Total
$185.00 $11.70 $14.30 $ $
Please Note:
  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible: $150.00
Drug Out-Of-Pocket maximum: $2,000.00
Drug Benefit Type: Enhanced Alternative

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$14.30$0.00

Initial Coverage Phase

After you pay your $150.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2,000.00. Once you reach that amount, you will enter the next coverage phase.

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) also provides the following benefits.

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

    • In-Network: No

Comprehensive Dental

  • Adjunctive General Services
    • In-Network: 50 Coins – No Co pay (Limits Apply)
    • Out-of-Network: 50% Coins – No Copay (Limits Apply)
  • Endodontics
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay
  • Oral and Maxillofacial Surgery
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay
  • Periodontics
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay
  • Prosthodontics, fixed
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay
  • Prosthodontics, removable
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay
  • Restorative Services
    • In-Network: 50 Coins – No Co pay
    • Out-of-Network: 50% Coins – No Copay

Diagnostic and Preventive Dental

  • Dental X-Rays
    • In-Network: No Coins – – Copay
    • Out-of-Network: 50% Coins – No Copay
  • Fluoride Treatment
    • In-Network: No Coins – – Copay
    • Out-of-Network: 50% Coins – No Copay
  • Oral Exams
    • In-Network: No Coins – – Copay
    • Out-of-Network: 50% Coins – No Copay
  • Other Diagnostic Dental Services
    • In-Network: 50 Coins – No Copay
    • Out-of-Network: 50% Coins – No Copay
  • Prophylaxis (cleaning)
    • In-Network: No Coins – – Copay
    • Out-of-Network: 50% Coins – No Copay

Diagnostic procedures/lab services/imaging

  • Diagnostic radiology services (e.g., MRI)
    • In-Network: $0-150 copay (Authorization Required)
  • Diagnostic tests and procedures
    • Out-of-Network: 30% coinsurance (Authorization Required)
  • Diagnostic radiology services (e.g., MRI)
    • Out-of-Network: 30% coinsurance (Authorization Required)
  • Diagnostic tests and procedures
    • In-Network: $0 copay (Authorization Required)
  • Outpatient x-rays
    • In-Network: $15 copay (Authorization Required)
  • Lab services
    • In-Network: $0 copay (Authorization Required)
    • Out-of-Network: 30% coinsurance (Authorization Required)
  • Outpatient x-rays
    • Out-of-Network: 30% coinsurance (Authorization Required)

Doctor visits

  • Specialist
    • In-Network: $20 copay per visit
  • Primary
    • Out-of-Network: $5 copay per visit
    • In-Network: $0 copay
  • Specialist
    • Out-of-Network: $20 copay per visit

Emergency care/Urgent care

  • Urgent care
    • $50 copay per visit (always covered)
  • Emergency
    • $125 copay per visit (always covered)

Foot care (podiatry services)

  • Foot exams and treatment
    • Out-of-Network: $20 copay
    • In-Network: $20 copay
  • Routine foot care
    • In-Network: $20 copay (Limits Apply)

Ground ambulance

    • In-Network: $235 copay
    • Out-of-Network: $235 copay

Health plan deductible

    • $0

Hearing

  • Hearing aids
    • In-Network: $499-999 copay (Limits Apply)
  • Hearing aids OTC
    • In-Network: $499 copay (Limits Apply)
  • Fitting/evaluation
    • In-Network: $0 copay
    • Out-of-Network: $0 copay
  • Hearing aids OTC
    • Out-of-Network: $499 copay (Limits Apply)
  • Medicare-Covered Hearing Exam
    • In-Network: $20 copay
    • Out-of-Network: $20 copay
  • Hearing aids
    • Out-of-Network: $499-999 copay (Limits Apply)

Inpatient hospital coverage

    • Out-of-Network: $125 per day for days 1 through 4
      $0 per day for days 5 and beyond (Authorization Required)
    • In-Network: $125 per day for days 1 through 4
      $0 per day for days 5 through 90 (Authorization Required)

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

    • $6,300 In and Out-of-network
      $6,300 In-network

Medical equipment/supplies

  • Prosthetics (e.g., braces, artificial limbs)
    • Out-of-Network: 20% coinsurance per item (Authorization Required)
    • In-Network: 20% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • Out-of-Network: 20-50% coinsurance per item (Authorization Required)
  • Diabetes supplies
    • In-Network: $0 copay per item (Authorization Required)
    • Out-of-Network: 50% coinsurance per item (Authorization Required)
  • Durable medical equipment (e.g., wheelchairs, oxygen)
    • In-Network: 20% coinsurance per item (Authorization Required)

Medicare Part B drugs

  • Other Part B drugs
    • In-Network: 0-20% coinsurance (Authorization Required)
  • Chemotherapy
    • In-Network: 0-20% coinsurance (Authorization Required)
    • Out-of-Network: 0-20% coinsurance (Authorization Required)
  • Other Part B drugs
    • Out-of-Network: 0-20% coinsurance (Authorization Required)

Mental health services

  • Inpatient hospital – psychiatric
    • In-Network: $125 per day for days 1 through 4
      $0 per day for days 5 through 90 (Authorization Required)
  • Outpatient group therapy visit
    • In-Network: $20 copay
    • Out-of-Network: $20 copay
  • Outpatient individual therapy visit
    • Out-of-Network: $20 copay
  • Outpatient individual therapy visit with a psychiatrist
    • In-Network: $20 copay
  • Inpatient hospital – psychiatric
    • Out-of-Network: $125 per day for days 1 through 4
      $0 per day for days 5 through 90 (Authorization Required)
  • Outpatient group therapy visit with a psychiatrist
    • In-Network: $20 copay
    • Out-of-Network: $20 copay
  • Outpatient individual therapy visit
    • In-Network: $20 copay
  • Outpatient individual therapy visit with a psychiatrist
    • Out-of-Network: $20 copay

Optional supplemental benefits

    • No

Other health plan deductibles?

    • In-Network: No

Outpatient hospital coverage

    • Out-of-Network: 30% coinsurance per visit (Authorization Required)
    • In-Network: $0-350 copay per visit (Authorization Required)

Preventive care

    • Out-of-Network: $0 copay
    • In-Network: $0 copay

Rehabilitation services

  • Physical therapy and speech and language therapy visit
    • In-Network: $15 copay
  • Occupational therapy visit
    • Out-of-Network: $15 copay
    • In-Network: $15 copay
  • Physical therapy and speech and language therapy visit
    • Out-of-Network: $15 copay

Skilled Nursing Facility

    • In-Network: $10 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)
    • Out-of-Network: $10 per day for days 1 through 20
      $214 per day for days 21 through 100 (Authorization Required)

Transportation

    • Out-of-Network: $0 copay (Limits Apply, Authorization Required)
    • In-Network: $0 copay (Limits Apply, Authorization Required)

Vision

  • Contact lenses
    • In-Network: $0 copay (Limits Apply)
  • Eyeglasses (frames and lenses)
    • Out-of-Network: $0 copay (Limits Apply)
  • Routine eye exam
    • In-Network: $0 copay (Limits Apply)
    • Out-of-Network: 50% coinsurance (Limits Apply)
  • Eyeglass frames
    • Not covered
  • Eyeglass lenses
    • Not covered
  • Eyeglasses (frames and lenses)
    • In-Network: $0 copay (Limits Apply)
  • Other
    • Not covered
  • Upgrades
    • Not covered
  • Contact lenses
    • Out-of-Network: $0 copay (Limits Apply)

Wellness programs (e.g., fitness, nursing hotline)

    • Covered

Ready to sign up for Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) ?

Get help from a licensed insurance agent.

Call 1-877-354-4611 / TTY 711.

M-F: 8:00 am – 10:00 pm EST

Sat-Sun: 8:00 am – 9:00 pm EST

Need more information on Capital Blue Cross | WellSpan Health AdvantagePlus (PPO)? See 2025 Capital Blue Cross | WellSpan Health AdvantagePlus (PPO) at MedicareAdvantageRX.com.

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Get Help Enrolling

Get help enrolling in a Medicare Advantage or Medicare Prescription Drug Plan by calling a licensed insurance agent today.

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint

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Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

All plan-related information on this site is from CMS.gov and Medicare.gov. We only use data released publicly each year. While our goal is always to provide fact-based, accurate information, information is subject to change, and some data may be inaccurate. Contact a plan for a Summary of Benefits.

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We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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